Insurance Solutions for Real Estate Owners

Protecting People, Property & Portfolios

Insurance costs are skyrocketing. Coverage is shrinking. And many property owners are finding themselves underinsured or overpaying at exactly the wrong time.

That's why Landlords.com partners with Aegis Risk Partners — a dedicated insurance platform built by real estate professionals, for real estate owners. Together, we combine deep brokerage expertise with specialized insurance solutions designed to protect what matters most.

Why Insurance Has Become So Difficult

Through our partnership with Aegis Risk Partners, we help owners navigate this new landscape with creative solutions, aggressive shopping, and real-world advice.

Premiums are up double digits in many markets
Deductibles are rising — sometimes hidden in the fine print
Carriers are pulling back from high-risk states (Texas, Florida, coastal markets)
Coverage exclusions are growing — wind, flood, and business interruption are harder to secure

What We Cover

Comprehensive protection tailored to your property type, risk profile, and specific needs.

Property Insurance

Protection for your buildings and physical structures.

Fire, theft, vandalism
Storms, wind, hail, and weather events
Replacement cost vs. actual cash value guidance

Casualty & Liability Insurance

Safeguards against claims from tenants, visitors, or third parties.

Slip-and-fall injuries
Tenant disputes
General liability for operations

Workers' Compensation

Coverage for employees, contractors, and on-site staff.

Medical expenses for job-related injuries
Wage replacement
Compliance with state requirements

Specialized Real Estate Coverage

Because property ownership comes with unique risks.

Wind & Flood

Coverage in tough coastal and storm-prone markets

Coastal property protection
Storm damage coverage
Flood insurance solutions

Umbrella / Excess Liability

Extra protection for large portfolios

Extended liability limits
Portfolio-wide coverage
Asset protection strategies

Business Interruption

Protect rental income when operations are disrupted

Lost rental income
Operating expense coverage
Tenant relocation costs

Builder's Risk

Coverage during renovations or new construction

Construction phase protection
Material and equipment coverage
Renovation project insurance

Life & Key Person Insurance

For long-term protection of families and partnerships

Partnership protection
Estate planning integration
Business continuity coverage

How We Help Owners

Real Estate Expertise — We know what owners need because we're real estate professionals ourselves.
Custom Program Design — Tailored solutions for single assets or multi-state portfolios.
Market Leverage — Broad access to carriers, including specialty markets.
Cost Control — Strategies to offset rising premiums and manage deductibles.
Hands-On Service — Claims support, annual reviews, and proactive renewals.

Why We Partner With Aegis Risk Partners

Because insurance should be built by real estate experts, not just insurance brokers.

By aligning with Aegis Risk Partners, we give property owners access to an insurance team that understands the specific risks, strategies, and tax considerations of real estate ownership.

Disclosure: Landlords.com partners with Aegis Risk Partners to provide insurance services to our clients. Aegis Risk Partners is an affiliated business through Scott Lunine, CEO of Landlords.com. While Landlords.com provides educational resources and strategic guidance for property owners, all insurance services are provided through Aegis Risk Partners, LLC.

Protect Your Investment Today

Navigate the complex insurance landscape with expert guidance and specialized real estate coverage solutions.